Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Makes Restaurant Insurance Different From Other Business Insurance?
Posted: August 19, 2020
What Makes Restaurant Insurance Different From Other Business Insurance?No matter how hard you work to ensure everything goes smoothly, problems can and do arise in a restaurant. Restaurant owners have exposure to a wide range of risks that make them vulnerable to liability and financial loss. Restaurant insurance is different from other types of business insurance as it is designed to address the unique risks faced by business owners in the foodservice industry....
Am I Required To Have Homeowners Insurance?
Posted: August 16, 2020
Am I Required To Have Homeowners Insurance?There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...
Common Benefits Of Commercial Property Insurance
Posted: August 4, 2020
Common Benefits Of Commercial Property InsuranceOwning commercial property carries significant risks, which is one reason many businesses elect to lease rather than own. Fire, theft, and natural disasters such as tornadoes and hurricanes can have a heavy financial impact. Commercial property insurance is designed to help mitigate the risk of owning commercial property. What Types Of Protection Does Commercial Property Insurance Provide? When a commercial property is leased or rented,...
Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?
Posted: August 1, 2020
Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....
Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?
Posted: July 19, 2020
Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...